LEGAL

Important Consumer Disclosure

Parker Financial Advisors ("Parker") is an investment advisor registered with the Securities and Exchange Commission (www.adviserinfo.sec.gov).  Registration does not imply a certain level of skill or training.  Parker and its representatives are in compliance with the current registration requirements imposed upon registered investment advisors by those states in which Parker maintains clients. Parker may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Parker’s Web site is limited to the dissemination of general information pertaining to its wealth management services. Accordingly, the publication of Parker’s Web site on the Internet should not be construed by any consumer and/or prospective client as Parker’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Parker with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Parker, please contact the state securities law administrators for those states in which Parker is registered. A copy of Parker’s current written disclosure statement discussing Parker’s business operations, services, and fees is available from Parker upon written request. Parker does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Parker’s Web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Fee-Only

The National Association of Personal Financial Advisors (NAPFA) defines a "fee-only" planner as one who, in all circumstances, is compensated solely by the client, with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. A NAPFA member or affiliate may not receive commissions, rebates, awards, finder’s fees, bonuses or any form of compensation from others as a result of a client’s implementation of the member’s planning recommendations.